SINGAPORE (Oct 22): During recent trips across the US and the UK, I conducted a small experiment. Though I still carried some cash and credit cards, I decided that I would not reach out for my wallet unless I absolutely had to. Only digital payments. I am a long-time user of Apple Pay, which is connected to all my credit cards as well as my bank accounts. I also regularly use PayPal’s Venmo and Square’s Cash App. 

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