SINGAPORE (Jan 22): Homeowners with mortgages may have noticed the rising mortgage rates. The Singapore Interbank Offered Rate has been rising for the past three months. On Jan 13, at a recent analyst day by UOB Kay Hian, Jonathan Koh, its banking analyst, hammered home the point that quantitative easing had ended and the US Federal Reserve was on the path of quantitative tightening. QT started on Oct 17 last year.

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