(Aug 14): Low-cost exchange-traded funds are a quick and easy way to diversify one’s investments. But is it possible to build a portfolio exclusively with these instruments? Phillip Securities Research analyst Pei Sai Teng thinks so. Pei and his team have curated several model ETF portfolios with a mix of bonds, stocks and gold. The percentage allocated to each asset class varies depending on the investor’s risk appetite. The conservative version has an allocation of as much as 60% to short-term, sovereign and corporate bonds. The aggressive version has a higher allocation to stocks. There is also a balanced version of the portfolio. Returns over the last five years have ranged from 21% to 42%.

Have a premium account? Sign in to continue reading.

Unlimited access to all stories from $99.9/year*

The latest reporting and analysis from business and investments to news and views on social issues.


  • Simultaneous logins across all devices
  • Instant access to past digital issues
  • Unlimited access to The Edge Malaysia
  • *For annual subscription plan only. T&Cs apply