SINGAPORE (June 18): Oversea-Chinese Banking Corp CEO Samuel Tsien speaks in a deliberate, understated manner. He does not boast about OCBC’s digital achievements or its ranking as one of Asia’s top private banks (through Bank of Singapore). Nor does he claim that OCBC is the world’s best digital bank or has the most application programme interfaces (APIs) for its technology initiatives. Like much else about OCBC, its digital moves are made incrementally.

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