Six stocks that account for a quarter of S&P 500 Index’s weighting — Apple, Microsoft,, Facebook, Alphabet and Tesla — have averaged a total return of 41% a year over the past five years. Photo: Bloomberg

When the story of this era in financial markets is written, it will be said that many investors were overtaken with fanciful notions of money growing to the moon, leading them to make costly mistakes that could have been avoided with simple steps to safeguard and grow their savings. But this era is not over yet, and it is not too late to get on the smart side of history.

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