SINGAPORE (Jan 22): If you’re in your thirties but haven’t already started investing your money, here’s good news: it’s not too late! This is actually a great age to start – you’re financially more stable, and more mature than you were in your 20s, and you have a good number of years ahead to ride through risks.

Retirement may not be on the cards when you’re in your 30s. Life is only just beginning; your career is taking off, you are likely to be earning more and having a bigger capacity to spend on travelling and other luxuries. You may even be looking to explore buying a home, or starting a family at this stage.

But, before you splurge on that car or long European honeymoon, you should also be starting to look at ways to grow your money in a reasonable amount of time for your retirement funds.

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